Terms of Use
Last updated: [Month Day, Year]
These terms explain the rules for using empowerlifepath.com. By using the site, you agree to them. If you don’t agree, please don’t use the site.
Educational information only
Everything on this website, including articles, guides, the LifePath Check-Up, the Growth Calculator, events, and emails, is general education. It is not personal financial, tax, legal, or investment advice, and it is not an offer to sell insurance or any other product. Your situation is unique, so please talk with us, or with a tax or legal professional, before you make decisions.
Tools and calculators
The Growth Calculator and Check-Up give simple examples based on the numbers you choose. They are not predictions, promises, or illustrations of any insurance or financial product. Real results go up and down. Any insurance product has its own terms, costs, and limits, explained in its official documents.
No client relationship from browsing
Using this site, booking a free call, or sending us a message does not by itself create a client or agent relationship. That begins only when we agree to work together and the needed paperwork is completed.
Insurance products
Insurance products are offered only in states where we are licensed and only through the insurance companies we’re appointed with. Product availability, features, and pricing vary by state, carrier, and your personal situation, and all coverage is subject to the carrier’s approval. See our Disclosures page for more.
Bookings and events
Free calls and events are offered at no cost and may be rescheduled or canceled by either side. Please use the link in your confirmation email to change or cancel. Event details may change; we’ll let registered guests know as soon as we can.
Using our content
The words, design, logo, and images on this site belong to Empower Life Path or are used with permission. You’re welcome to share links to our pages. Please don’t copy, sell, or republish our content without written permission.
Your responsibilities
- Give accurate information in forms and bookings.
- Don’t misuse the site: no spam, hacking, or harmful code.
- Don’t submit someone else’s information without their permission.
Links to other websites
We link to other sites for your convenience. We don’t control them and aren’t responsible for their content or practices.
No guarantees
We work hard to keep this site accurate and running, but it’s provided “as is.” Information may become out of date, and the site may sometimes be unavailable. To the fullest extent the law allows, Empower Life Path is not liable for losses that come from using, or not being able to use, this site or its tools.
Privacy
How we handle your information is explained in our Privacy Policy.
Governing law
These terms are governed by the laws of the State of Florida, without regard to its conflict-of-law rules.
Changes
We may update these terms. The date at the top shows the latest version. Using the site after a change means you accept the updated terms.
Contact us
Email hello@empowerlifepath.com, call or text (516) 356-7063, or write to Empower Life Path, [mailing address or PO box].